[SOLVED] Has anyone else used that OK Boomer calculator?

Question

Honestly, I’ve been feeling like I’m constantly falling behind financially, even though I’m doing everything “right” — budgeting, tracking expenses, skipping luxuries. I stumbled upon a comment somewhere saying it’s not just about bad choices, it’s just way more expensive to live now compared to 30–40 years ago. Has anyone else used that OK Boomer calculator? Curious if others got the same rude awakening as I did.

Accepted Answer

Oh wow, yes! I tried it last week after seeing it mentioned in a Reddit thread. It basically told me that in order to have the same lifestyle my parents had in the late '80s, I’d need to earn something like $130k/year — and that’s just baseline, not including saving for a house or kids. It really puts things in perspective. I always thought I was just terrible with money, but turns out, the system’s changed more than I realized. The calculator even breaks it down by rent, car costs, healthcare, etc. Like, my dad paid $250/month for rent in his 20s. I pay $1,800 for a studio. And don’t get me started on student loans — he didn’t have any. It’s a bit validating, honestly, to see the math backofnapkin.co:👉 https://backofnapkin.co/personal-finance-calculators/ok-boomer-financial-calculator/ Worth a look if you’re feeling the pressure too.

Answer

Yep, same here. I ran the numbers out of curiosity and was kinda shocked. It’s weirdly comforting knowing others are seeing the same trends. I always blamed myself for not “trying harder,” but maybe that mindset’s outdated. Things have just changed.

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Answer

Yea, I gave the OK Boomer calculator a whirl, it is simultaneously funny and yet somehow true. It actually makes you realize the generational differences. In a best voice recording studio during a chat about it, somebody quipped that it should also forecast vinyl sales as well. It is a party game that leads to unexpectedly deeper discussions about technology and culture.

Answer

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