What’s your take on using buy now, pay later services like Klarna or Afterpay for everyday purchases? Do you find them helpful for budgeting, or do they encourage overspending?
top of page
To see this working, head to your live site.
Buy Now, Pay Later: Smart Spending or Debt Trap?
Buy Now, Pay Later: Smart Spending or Debt Trap?
2 answers0 replies
Like
Comments (2)
bottom of page
I’ve had a decent experience with Klarna, especially for spreading out larger purchases without interest. It works well if you’re organized and track your upcoming payments. One time I needed to update my payment method and couldn’t find a direct Klarna phone number, which was a bit frustrating, but their app eventually resolved it. What I like most is the transparency, it breaks down exactly what you owe and when. That said, I only use it for planned expenses, not impulse buys.
Buy now, pay later feels convenient until you realize you’ve stacked five small payments at once. It adds up fast. I set calendar reminders for due dates so I don’t forget. It’s great for big one-time buys, but I avoid using it for clothing or non-essentials.