Best Tools for Tracking Credit Score Changes Over Time?

I’ve used multiple credit tracking apps, but Credit Karma remains my favorite for ease of use and helpful insights. I once had an account discrepancy, and while there wasn’t a direct line like a traditional bank, I looked up the credit karma phone number and found alternative ways to resolve the issue through their help center. The platform has helped me catch a few errors early, which is something you don’t realize is valuable until it saves you from a potential hit on your credit.

I use CreditWise from Capital One and Experian’s free app. They’re both easy to navigate and show updates weekly. I like the alerts for major score changes, especially after applying for a loan. Just remember, each app might use different scoring models, so your number can vary.